Privacy-first personal finance

Your whole money picture.
On your device.

Bucky is one dashboard for net worth, cash flow, and financial health. Track accounts, cards, bills, loans, investments, budgets, and goals — then see how much you can safely spend today, and what your money looks like months ahead.

Encrypted SQLite on-device Biometric lock Coming soon on Android & iOS
Accounts
Cards
Transactions
Bills
Loans
Investments
Budgets
Goals

Feature pillars

Everything you need to run your money — without giving it away.

Five surfaces, one encrypted home. Built around Indian rupees, recurring obligations, and the question that actually matters: what can I spend today?

Your financial command center

See assets, debts, and health in one scrollable home. Tap through net worth, cash flow, savings rate, debt-to-income, and emergency-fund months.

Health score 0–100 Available to spend Future cash flow

Track every rupee

Log income, expenses, transfers, EMI, bill pay, and investments. Always know real balances across bank accounts and debit or credit cards.

Utilization Global search Quick add

Never miss what you owe

Schedule rent, utilities, EMIs, and subscriptions. Pay from the app and get reminded before due dates — including card bill day and loan dues.

Recurring bills Local reminders OD tracking

Plan ahead with confidence

Set category budgets and savings goals, then watch bills, SIPs, and targets shape what you can spend now — and months from now.

Budget alerts Goal progress Multi-month projections

Your data stays yours

Encrypted on-device. Optional cloud. You stay in control.

Unlock with biometrics, keep finances in an encrypted local database, and only then choose encrypted backups or cloud sync.

Encrypted local database

SQLCipher on-device. Your numbers never leave the phone unless you say so.

Biometric & device lock

Re-auth after background timeout. Compromised (jailbroken / rooted) devices are blocked.

Encrypted backup & optional sync

Local export/import, weekly auto-backup, and optional encrypted Firestore sync with Google, Apple, or email.

Bucky app icon — three purple bars on a dark field